Sometimes Venmo isn’t just enough, You need Cash App for your financial purposes. So You want to transfer money from Venmo to Cash App. Is it possible?
Cash App and Venmo have gained a lot of popularity recently, people are using P2P platforms for money transfers, some of the apps can be linked while others can’t. Can Cash App send to Venmo? Or Can you send money from Venmo to Cash App?
These are pretty common questions asked by both Venmo and Cash App users. You can transfer money from Venmo to Cash App, it is not as direct as sending money to someone on Venmo, but it is possible.
There is a simple indirect way that you can use to transfer funds from Venmo to Cash App account. In this article, I will explain everything that you need to know about Venmo to Cash App transfers.
Let’s dive in…
What is Venmo?
Venmo is another online financial platform acquired by PayPal. It is similar to Zelle, Google Wallet, and Apple Pay. You will have to link a debit card to Venmo too. You can make instant transfers and online purchases using Venmo.
The uniqueness of Venmo lies in its social side, Venmo is a kinda social platform in which you can stay connected to your friends and family, Your transactions are public, which means your friends can see your transactions on the platform.
Is it possible to make cross-platform payments on Venmo to Cash App?
What is Cash App?
Cash is owned by Square Inc. It is a P2P payment platform used by millions to make online purchases and make payments.
Cash App also gives you a prepaid debit card that can also be used to make purchases in stores. Cash App to Venmo transfers is possible. You have to take the indirect route as there is no designated button for this transfer.
How to use Venmo?
You will have to create a Venmo account to start using this platform. Download Venmo on your smartphone, then create a Venmo account using your email or phone.
Just like other P2P apps, you will have to link your debit card to Venmo. Creating a Venmo account is free. You can either have a checking account or a savings account on Venmo. Both of these types have their own pros and cons.
You can also withdraw money from a Venmo account.
How to Send Money From Venmo to Cash App?
You can transfer money from Venmo to Cash App by linking Venmo to your Cash App first. This will allow Venmo to directly withdraw money from your Cash App account.
Linking Venmo to Cash App is simple but it requires you to be a verified Cash App user.
There is also another way to transfer money from Venmo to Cash App. You can link both of the apps to the same bank account. So if your Cash App and Venmo are connected to on bank account you can transfer from Cash App to Venmo or vice versa.
How to Link Venmo to Cash App?
Linking your Cash App to Venmo is easy, you will have to add Cash App account number and routing number in Venmo. Here is how you can find your Cash App account and routing number.
Steps to locate Cash App Account and Routing number
Step 1- Launch Cash App
Step 2- Tap on the $ sign located in the bottom left corner of Cash App home screen.
Step 3- Now tap on “Banking Number” Or “Routing Number” to access it.
Step 4- Copy Cash App “Banking Number” or “Routing Number.
You can copy these numbers one by one, and save them to your clipboard or notes to access them later when you will link Cash App to Venmo.
Steps to Add Routing and Account number to Venmo
Now that you have got your Cash App banking and account number its time to link Your Venmo account to Cash App.
Follow these steps to Link Venmo to Cash App.
Step 1- Launch Venmo on your smartphone device.
Step 2- Tap on the hamburger menu
Step 3- Tap on “Payment Methods”
Step 4- Select “Add Card”
Step 5- Chose “Bank”
Step 6- Enter the Cash App account and routing number
Now both of your Venmo and Cash App accounts are linked. Venmo will now use your Cash App account as a bank account. What are you waiting for? Transfer funds the same way you’d do from a regular bank.
Link One Bank Account to Cash App and Venmo
This method can also be used to transfer funds from Venmo to Cash App or the other way around. You will basically connect both apps to one bank account. Then you can transfer money from Cash App to your bank account and then transfer the money to Venmo.
You can link your bank account to Venmo by following these steps
- Go to payment methods
- Tap on “Add bank or Card“
- Enter your bank details
- Wait for confirmation.
Here is how you can link Cash App to your Bank
- Tap on your profile icon on the top right corner of your Cash App home screen.
- Now tap on Linked Accounts
- Tap Link Bank
- Enter your bank account details. (The same bank account that you have added to Venmo)
- Confirm your personal details and confirm.
Send Money from Venmo to Cash App
Now that you have linked both apps to one account. You can start transferring funds either way. Follow these steps to transfer money from Venmo to Cash App.
Step 1- Launch Venmo
Step 2- Tap on “Hamburger Menu”
Step 3- Tap on “Transfer to Bank”
Step 5- Enter the amount
Step 6- Select the transfer speed
Step 7- Choose the bank account
Step 8- Tap on “Transfer to initiate payment.
You will receive funds in the bank account that you have selected. If you chose instant transfer your funds will be added to your bank account instantly but you might have to pay some fee for it.
For normal deposits, the funds will be added to your bank within 1-3 business days. I know it takes a little longer if you are using this method but it works. If you selected instant transfer you don’t have to wait.
Transfer Funds from Bank to Cash App
This is the final step of this process, now you have to send money from your bank account that is linked to Venmo to Cash App.
- Launch Cash App
- Tap on Balance Tab
- Tap on “Add Cash”
- Enter the amount
- Tap on Add Button
- Confirm transaction using your PIN
That is how you can transfer money from Venmo to Cash App through a linked bank account.
Transfer Money from Cash App to Venmo using Cash Card.
You can also choose this method to send money to Venmo from Cash App. Venmo doesn’t allow users to add a credit card, But you can add a debit card to your Venmo account.
Cash App provides its users with a prepaid debit card. This debit card is VISA-powered and is linked to your Cash App account.
Here is how you can do it.
Step 1- Launch Venmo
Step 2- Tap on the “Hamburger” menu
Step 3- Now tap on “Settings”
Step 4- Select “Payment Methods”
Step 5- Tap on “Add Bank or Card”
Step 6- Select “Card”
Step 7- Add your Credit Card information.
Cash Card is now linked to your Venmo account, You can now send money from Cash App to Venmo or Transfer funds from Venmo to Cash App through a linked Cash Card.
Venmo Money Sending Limits
Venmo works the same way as Cash App. You can have an unverified account on Venmo with limited funds transfer or you can verify your Account on Venmo and send larger amounts.
You will have a weekly limit of $299 if you are not verified. However, if your account is verified you can send up to $4999 per week.
How to Verify your Venmo Account?
Venmo requires its users to verify their identity by submitting their legal documents. Verification helps Venmo to protect their users from any fraudulent transaction. If you have a verified account you will have higher transaction limits on Venmo.
You will have to submit your government ID, Your Full Name, DOB and SSN. Then you will wait for Venmo to confirm the details that you have provided. Once verified your weekly payment limits will increase from $299 to $49999.
Here is how you can verify your Venmo account.
Step 1- Tap on the “Hamburger” menu
Step 2- Tap on “Settings”
Step 3- Go to “Security”
Step 4- Tap on “Identity Verification”
Step 5- Enter the information required by the App and follow the prompts
Is it Safe to Link Venmo to Cash App?
Cash App and Venmo are committed to providing a safe and secure platform to their users. Your transactions are encrypted and both payment platforms are totally safe.
You are also linking these apps through safe ways, you are not involving any third party. Cash App is safe, Your Bank account is FDIC insured and Venmo is also very secure.
So there are no grounds on which we can say that linking Venmo to Cash App is not safe. However, the safety of P2P platforms depends on how a user interacts with them.
Are My Transactions from Venmo to Cash App Traceable?
Cash App transactions are private, which means the funds that you are sending to someone can only be seen by you and the other party, these transactions are not public.
Venmo makes its transactions public, which means that your friends and contacts can see the funds transfer. Venmo is also a social platform so all your transactions are visible to your peers.
You can also hide Venmo transactions by going to “Privacy and Security” and hiding your transactions from the public. Therefore no one will be able to see the transactions from Venmo to Cash App or any other merchant.
Cash App and Venmo will only share your transaction history with the authorities if your account is involved in some suspicious transaction.
Technology has made our life so easy, We are making instant purchases, sending money to our loved ones who are hundreds of miles away. Without a doubt platforms like Venmo and Cash App are miracles of technology.
You can have Venmo and Cash App both on your phone and you can link them together to transfer money from Venmo to Cash App or vice versa.
I hope this article provided a great deal of information that you were looking for. Please share your thoughts in the comments below. Your suggestions are always helpful to me and many others reading this blog.
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Frequently Asked Questions
Can I send Venmo to Cash App without bank?
Yes, you can send money from Venmo to Cash App without bank, and you can do it by adding Cash App account number and routing number to Venmo. You can also send money from Venmo to Cash App by linking your Cash App debit card to Venmo as a payment method.
What are the steps to Venmo App download?
For the Venmo app download, you have to go to the Google Play store if you have an Android phone, type Venmo in the search bar. Then Tap on download. Once the download is completed tap on install. Here is the link to download Venmo.
If you have iPhone, Go to App Store, Type Venmo, and tap on “Get”.
How to use Venmo?
Venmo is a peer-to-peer online payment app that you can use to send or receive money, Make online purchases, and deposit money. You have to create a Venmo account using your email or phone number. You will also have to provide your SSN and government-issued ID card to create a Venmo account.